Your college degree is in reach, but money is an obstacle. That’s where Invest in U comes in. This innovative income share agreement pilot program is designed to help you finish your degree faster so you can launch your professional career. If you are in one of our selected majors and are within one year of graduating, Invest in U can fill funding gaps so you can finish your degree. Once employed, you'll fulfill your contract by paying a small percentage of your earnings. Your payments will go back into the Invest in U fund, allowing you to help perpetuate and fund the success of future students.

$3,000 to $10,000 Available for you

Pay Today's Tuition with Tomorrow's Success

Invest in U provides income share agreements (ISAs) for students in selected majors who are within one year of completing their degrees. Students may receive a $3,000 to $10,000 ISA to fill funding gaps after grants and scholarships. Once employed, students fulfill their ISA contract by paying 2.85 percent of their monthly income over a three- to 10.5-year period, depending upon the ISA amount and their major.

All ISA payments go back into the Invest in U fund to propel other students toward the finish line.

We know a student’s career path may change over time. This innovative financing option provides the flexibility students need as their interests, passions and jobs change. Payments may be paused for students pursuing graduate degrees, engaged in voluntary service, and working full-time and making less than $20,000.

See FAQ page for more details

Eligible Majors

  • Accounting
  • Anthropology
  • Art
  • Biology
  • Biomedical Engineering
  • Business Administration
  • Chemical Engineering
  • Chemistry
  • Civil & Environmental Engineering
  • Communication
  • Computer Engineering
  • Computer Science
  • Construction Engineering
  • Data Science
  • Economics
  • Electrical Engineering
  • Elementary Education
  • Finance
  • Games
  • Geography
  • Health and Kinesiology
  • Health Promotion & Education
  • Health, Society, & Policy
  • Information Systems
  • International Studies
  • Kinesiology
  • Management
  • Materials Science & Engineering
  • Mathematics
  • Mechanical Engineering
  • Medical Laboratory Science
  • Multi-disciplinary Design
  • Nursing
  • Operations Management
  • Parks, Recreation, & Tourism
  • Physics
  • Political Science
  • Psychology
  • Sociology
  • Special Education
  • Urban Ecology

A Potentially Less Expensive Option

An ISA provides a potentially less expensive option than other loans.

Here's one example: You are an economics major who needs 12 credit hours to finish your degree, but after receiving other grants and scholarships, you have a funding gap of $7,500. You receive a $7,500 ISA and are able to enroll full time and graduate.

Next, you get a financial analyst job with a starting salary of $45,000. To fulfill your ISA contract, you will pay 2.85 percent of your monthly income for 85 months, accounting for anticipated salary increases. At the end of your contract, you would have paid a total of $11,850.

Comparison: If you would have taken out a Parent PLUS loan of $7,500, with a fixed interest rate of 7.6 percent over a 10-year term, you would pay a total of $12,150.

With an alternative/private loan of $7,500, at a fixed interest rate of 10 percent over a 10-year term, you would pay $13,200.

Use our comparison tool to learn
how an ISA might work for you


Complete your college degree
and launch your career.

The sooner you start working, the more you will earn over your lifetime.

Fulfill your contract and fund
the success of future students.



Get Started